To write a check, follow these steps:
- Date: Start by writing the date on the top-right corner of the check. This can be the current date or a future date.
- Payee: On the line that says “Pay to the order of,” write the name of the person or business you want to pay. Make sure to use their full, legal name.
- Amount in Numbers: In the box to the right of the payee line, write the amount you want to pay using numbers. Be sure to include both dollars and cents, if applicable.
- Amount in Words: In the line below the payee line, write out the amount in words. This should match the numerical amount. For example, if you wrote “$100.00” in numbers, you would write “One hundred and 00/100” in words.
- Memo (optional): In the memo line, you can write a note to remind yourself or the recipient of the purpose of the payment. This is optional.
- Signature: Sign the check in the bottom-right corner. Your signature should match the one the bank has on file.
- Routing Number: On the bottom-left of the check, you’ll find the bank’s routing number. This number identifies your bank.
- Account Number: To the right of the routing number, you’ll find your account number. This number identifies your specific account.
- Check Number: The top right and bottom right of the check usually display a check number. This number helps you keep track of your checks.
- Tear the Check: Carefully tear the check along the perforated line, if applicable.
Remember to keep a record of the check in your checkbook register or financial records.
Please note that it’s crucial to double-check all the information to ensure accuracy. Mistakes on a check can lead to issues with payment processing.